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    How to use WhatsApp UPI payment feature

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    HOT How to use WhatsApp UPI payment feature

    Post by Baba Sat Feb 10, 2018 5:19 pm

    How to use WhatsApp UPI payment feature  WhatsApp

    As you all might be knowing instant messaging application WhatsApp has launched its P2P payments in beta version. While it is not available to everyone currently, the feature will make sending money via the instant messaging app as easy as sending or receiving an image or video.

    The steps involved are fairly easy; a customer is required to register mobile number against a bank account, and once the process is complete, any of the UPI apps can be used on WhatsApp.


    How to use WhatsApp UPI payment feature  WhatsApp_Payment


    Important Points to follow:

    1) You need to be on the latest version of WhatsApp.

    2) The person you are willing to make the transaction with also has to have the latest version of the application.

    3) If you are attempting to send money to another person for the first time, that individual's payment feature also gets automatically activated on WhastApp.

    4) Your WhatsApp number and the number registered to your bank needs to be the same.

    5) WhatsApp takes care of UPI ID, making the process much simpler.

    6) Phone number to be verified, processes to follow automatically .
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    HOT Re: How to use WhatsApp UPI payment feature

    Post by Baba Sun Feb 11, 2018 5:45 pm

    How to use WhatsApp UPI payment feature  Whatsapp-payments-guide

    How to send money using WhatsApp payments

    The WhatsApp Payments will be limited to peer-to-peer payment and does not offer merchant payment, as of now.

    Before getting started with WhatsApp Payments, users will have to note few things like:

    For WhatsApp Payments to work, both sender and receiver should be running the latest WhatsApp version as well as have WhatsApp Payments option enabled.

    Another important fact is WhatsApp number should be same as your mobile number linked to your bank account with UPI option support as well.

    WhatsApp users who have already received the feature can head to Settings > Payments to start setting up the Payments option. As of now, WhatsApp Payments is working on an invite basis which means those who have received the Payments feature can activate for others by choosing the option from chat.

    On tapping the option, users will be welcomed by a new message saying "Send and receive money securely with UPI" and users need to tap on "Accept and Continue" to start accepting the WhatsApp Payments. The users will be also offered the Terms and Privacy policy and the payment provider's terms and privacy policy which they can read or just skip to the next option.

    Users then will have to verify their phone numbers by choosing "Verify via SMS" and that can be done by tapping on the green coloured send button on the next screen to send a verification SMS from your phone. It's worth noting that the SMS charges will be applicable.

    Once the WhatsApp number has been configured then add your bank from a vast list of over 70 banks. WhatsApp has managed to get all major banks for its new WhatsApp Payments feature on-board which include Axis Bank, HDFC Bank, ICICI Bank, State Bank of India, Yes Bank, Airtel Payments Bank, Allahabad Bank, Andhra Bank, Bank of Baroda, and more.

    If you already have UPI option enabled with your bank then you will need to verify with SMS.

    New users need not to worry as WhatsApp Payments offers an option to create a UPI account with a pin (much like your ATM pin) for authenticating the payments. This can be done in less than 10 minutes by just following the instructions.

    Users need to remember that the WhatsApp number and the mobile number registered with your bank should be same or else you need to get it linked with your bank before proceeding with WhatsApp Payments.
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    HOT Re: How to use WhatsApp UPI payment feature

    Post by Baba Sun Feb 11, 2018 5:50 pm

    How to use WhatsApp UPI payment feature  Whatsapp-payments-step1

    Choose a WhatsApp contact you want to send your first payment, select the bank account and amount > Enter the UPI Pin > Money sent. One of the biggest highlight of the WhatsApp Payment is it uses UPI to send money in no time.

    Once the transaction is complete, WhatsApp also notifies the user about the money sent to a contact. You can also keep a track of Payments from within the app, by using the Payment history option in WhatsApp.



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